Your privacy is very important to us. We want to make your experience with Fiscal Zen ("FZ") as enjoyable and rewarding as possible, and we want you to use all of FZ's features with complete confidence.
We have created this Privacy Policy to demonstrate our firm commitment to privacy and security. This Privacy Policy describes how FZ collects information from all end users of FZ's Site -- those who access the site as a non-registered member ("Visitor"), as well as those who are registered ("Members"). It describes what we do with the information we collect, and the choices Visitors and Members have concerning the collection and use of such information.
We request that you read this Privacy Policy carefully.
USE OF THIS SITE SIGNIFIES YOUR AGREEMENT TO THE PRIVACY POLICY.
Introduction
FZ collects information in different ways from Visitors and Members who access the various parts of our Site. We use this information primarily to provide a customized experience as you use our Site, and generally do not share this information with third parties. However, we may disclose personal information collected if we have received your permission beforehand or in very special circumstances, such as when we believe that law requires such disclosure or other special cases described below.
Registration
Members are asked to provide certain personal information when they sign up for our Services including a username and email address. The personal information collected from Members during the registration process is used to manage each Member's account. This information is not shared with third parties, except in the special cases outlined below.
Comments
We invite Visitors and Members to comment on any articles we publish. Any comments are the responsibility of the commenter, although we reserve the right to edit or remove them due to errors. Generally speaking, we do not censor comments, but reserve the right to do so if such comments violate our Terms of Service agreement or if required by law.
Online Advertisements
FZ reserves the right to display advertisements on our website. We may share aggregated, non-identifying information about our Visitors and Members with these advertisers. Additionally, in some instances, we may use this aggregated, non-identifying information to deliver tailored advertising. However, FZ does not share personal information about its Visitors or Members with these advertisers.
Responses to Inquiries
When Visitors or Members send inquiries to FZ, either through the site contact form or via email, we use the return email address to answer the email inquiry we receive. FZ does not use the return email address for any other purpose and does not share the return email address with any third party. Any inquiries or email sent to the site is considered to be property of this site and may be republished on this site. However, we will always attempt to obtain your permission if we decide to publish something that you've created.
Email Newsletters
FZ does not send bulk email newsletters to its Members. If, in the future, FZ should decide to begin offering an email newsletter, Members will have an opportunity to voluntarily opt-in to such communications.
Web Server Traffic
FZ logs information about how individuals access the site. This information includes your operating system, approximate geographic location, IP address, and browser. Information related to individuals is not shared with third parties, except in special cases as outlined below. Aggregated, non-identifying information may be shared with third parties.
Voluntary Customer Surveys
We may periodically conduct individual Member surveys or polls. We encourage our Members to participate in these surveys because they provide us with important information that helps us to improve the types of services we offer and how we provide them to you. Your personal information and responses will remain strictly confidential. Participation in our member surveys is voluntary.
We may take the information we receive from individuals responding to our Member surveys and aggregate it with the responses from other Members to create broader, generic responses to the survey questions (such as gender, age, residence, hobbies, education, employment, industry sector, or other demographic information). We then use the aggregated information to improve the quality of our services to you, and to develop new services and products.
Special Cases
It is FZ's policy not to use or share personal information about Visitors or Members in ways unrelated to the those described above without also providing you an opportunity to opt out or otherwise prohibit such unrelated uses. However, FZ may disclose personal information about Visitors or Members, or information regarding your use of the Services or Web sites accessible through our Services, for any reason if, in our sole discretion, we believe that it is reasonable to do so, including: to satisfy laws, such as the Electronic Communications Privacy Act, regulations, or governmental or legal requests for such information; to disclose information that is necessary to identify, contact, or bring legal action against someone who may be violating our Terms of Use Policy or other policies; to operate the Services properly; or to protect FZ and our Members.
"Cookies" and How FZ Uses Them
A "cookie" is a small data file that can be placed on your hard drive when you visit certain Web sites. FZ may use cookies to collect, store, and sometimes track information for statistical purposes to improve the products and services we provide and to manage our telecommunications networks. If you are a Member, we will use a cookie to save your settings (which saves you time) and to provide customizable and personalized services. These cookies do not enable third parties to access any of your customer information. Advertisers and partners may also use their own cookies. We do not control the use of these cookies and expressly disclaim responsibility for information collected through them.
FZ's Commitment to Data Security
Services and Web sites we sponsor have security measures in place to protect the loss, misuse, and alteration of the information under our control. While we make every effort to ensure the integrity and security of our network and systems, we cannot guarantee that our security measures will prevent third-party "hackers" from illegally obtaining this information.
Revisions to This Policy
FZ reserves the right to revise, amend, or modify this policy and our other policies and agreements at any time and in any manner. FZ encourages you to review this Policy regularly for any changes and updates.
Last revised: May, 2008